For agents enrolled in The Hartford Flood Program, the following additional flood insurance coverages are available through WNC First Insurance Services. Please note coverage is written through Lloyd's of London:
Coverages Offered:
- Excess Flood Insurance (over the NFIP maximum limits)
- Insurance for NFIP Non-Participating Communities
- Insurance for CBRA & OPA areas
Excess
Flood Insurance
Coverage provisions under the excess flood policy are similar
to the NFIP standard policy.
Policy Limits: (excess the maximum NFIP limits)
- Property Coverage: Up to $5,000,000 in all states
- Contents Coverage: Up to $620,000
- No Commercial Contents Coverage Excess
Non-Participating
Communities
Coverage provisions are similar to the NFIP standard policy except
no ICC coverage option.
Eligible Properties:
- 1-4 Family Dwelling Buildings
- Single Family Unit in a Townhouse, Row House or Condominium Complex
Coverage Limits:
- BUILDING
Minimum Coverage: $50,000
Maximum Coverage available: $250,000
Coverage must be 80% of dwelling replacement value - CONTENTS
Minimum Coverage $5,000
Maximum Coverage 25% of dwelling coverage not greater than $25,000
"CBRA"
& "OPA" Areas
Coverage provisions are similar to the NFIP standard policy except
no ICC coverage option.
Eligible Properties:
- Residential Properties (1-4 units only)
- Condominium Units and Townhouses
Coverage Limits:
- Building up to $250,000
- Contents up to $100,000
For
more information
WNC First Insurance Services handles all aspects of the program
directly. If you have questions regarding rates or available coverages,
please call WNC at 888-386-9488.